for pay that’s never the same twice
Budgets around how you actually get paid.
why it exists
Budget apps assume a fixed monthly number. Variable income breaks it — Breadmaxxer does the math.
Your pay changes. Your confidence shouldn’t. Breadmaxxer exists so you can live on your own terms, whatever the week brings.
the method
- budget off your floor
- Plan around your slowest recent week, not your average.
- tax comes out first
- When nobody withholds, a slice of every deposit is set aside first.
- one honest safe-to-spend
- After bills and taxes, one number: what you can spend tonight.
who builds it
I’ve valeted for tips and picked up delivery shifts — enough to know a night’s pay is never the same twice. Every budgeting app I tried assumed a steady paycheck I didn’t have.
Peter — founder, builds and runs Breadmaxxer. Write to hi@breadmaxxer.com or use the contact page.
what we promise
- read-only bank access
- Plaid lets Breadmaxxer see your transactions. Nothing in the app can move your money.
- your data isn’t for sale
- It’s encrypted at rest and used to help you. We don’t sell it, ever.
- free isn’t a trap
- The free app covers the core loop for good. Nothing is held hostage.
- facts that are checked
- Checked against the IRS and primary sources, dated, re-checked every tax year. Estimates say so.
One honest note: Breadmaxxer is a tracking and planning tool, not a tax preparer or a financial advisor. See the privacy policy, terms and security.