A budgeting app that stretches busy months.
A few big months carry the year, but rent shows up every month.
Plan off a typical-to-slow month, so the busy season fills a buffer.
The tax slice on every commission, 1099 or contract payout, as it lands.
How many weeks your cash covers, so a dry stretch is a plan.
Log lump-sum deposits and contract payments without pretending you work a steady schedule.
That is exactly what it is built for. Breadmaxxer plans off your floor — a typical-to-slow month — so the busy season builds a buffer that carries you through the quiet stretch instead of disappearing.
Nothing is withheld on commission or 1099 pay, so the bill is yours to remember. Breadmaxxer shows you the percent to set aside the moment each payout lands, so the off-season tax bill is a number you already know, not a surprise.
Yes — the free tier covers the core, no card. Pro is optional if you want 15× the Bread credits (1,500 a month), multi-bank tracking, and advanced analytics: $8.88/mo with a 14-day free trial, or $1 for your first year on yearly, then $88/yr.