breadmaxxer
breadmaxxer is a budgeting app for income that bounces. log your shifts and miles, set the tax slice aside automatically as payouts land, and check a gig’s real rate before you accept — then budget off your slow weeks, not your best ones.
the worth-it calculator: punch in a gig’s pay, miles and minutes and see the real $/hr after vehicle cost before you accept.
self-employment tax is 15.3% before income tax. breadmaxxer earmarks the percent you set, automatically, the moment a payout lands — so april is not a shock.
log the miles on each shift so they’re tracked and ready at tax time, instead of guessed at in april.
budgets that match how you actually earn — built around your lowest week, with the good weeks carrying the slow ones.
Yes — free, no card. Pro is optional if you want 10× the Bread chat (100 a day) and advanced analytics.
That is what it is built for. Breadmaxxer budgets off your floor — your lowest recent week — so a slow stretch is already planned for instead of a surprise.